Critical Illness Insurance through The Hartford can help fill medical plan coverage gaps with a cash benefit upon the diagnosis of specific medical conditions.  The covered diagnoses include cancer, heart attack, stroke, major organ transplant among others.  You may purchase this protection for you and your eligible dependents.  Rates are based on age and tobacco status.  Please refer to the per pay period rate tables found at the right.

Plan Features:

• Employee Coverage Amount: $10,000 or $20,000
• Health Screening Benefit of $50 once per year per covered person 
• No evidence of insurability is required (though pre-existing condition limitations may apply)
• The benefit is paid directly to you in a lump sum and is not taxable
• Health Screening Benefit of $50 once per year per covered person 
• Coverage ends at age 80 for employee and spouse coverages and at age 26 for child coverage